Business expense cover provides for 100% of fixed business expenses if the business owner becomes totally disabled due to sickness or injury.
Business expense cover is specially designed for the self-employed individuals or members of a small business who need to cover their fixed business expenses if they cannot work due to sickness or injury. It is vital for sole proprietors, who are generally responsible for 100% of the fixed expenses of the business. It is equally important for small partnerships to ensure that each partner is covered for his or her share of business expenses. Premiums are generally tax-deductible.
Fixed operating expenses of running a business include:
Accounting & audit fees
Bank fees & charges
Business Insurance premiums
Business loan repayments
Cleaning & Laundry
Computer servicing expenses
Contracted advertising
Contracted repairs & maintenance
Courier Costs
Equipment & vehicle leaving
Land tax
Postage Printing & Stationery
Professional fees & subscriptions
Property rates
Rent
Salaries & Superannuation
Utilities
Workers Compensation
To make an appointment with your adviser contact the office directly on (07) 3286 1322 or email us.
We regularly provide information seminars and networking sessions for local businesses and business people.
All of our seminars are hosted in our office boardroom, and refreshments are provided.
